MODULE 9: Financial Planning - take charge of your future

Module 9 highlights the need for, and proposes strategies for short and long term financial planning

Last Updated: 15/5/2016

Students should be able to:

  • describe the processes of financial planning
  • understand that time, commitment and knowledge are key factors in financial planning
  • recognise the part budgeting, risk management, debt management, and saving and investing play in financial planning for retirement
  • match financial management with personal capabilities and living patterns
  • develop a positive approach to ensuring their personal financial independence
  • Goals in your financial plan should reflect your values.
  • Each financial plan should include short, medium and long term goals which specify what you want to achieve and how.
  • Financial planning is an active, evolutionary process, requiring regular monitoring.
  • Only you can make your financial plan happen.

Accumulation
Administration fee
ASIC
Asset
Asset allocation
ASX
ATO
Beneficiary
Capital gain
Co-contribution
Commitment
Commodity
Compulsory contribution
Consolidate
Contribution
CPI
Defensive asset
Dependant
Diversification
Equity
Estate
Dependant
Dividend
Employer contributions
Financial planner
Financial year
Growth fund
Hedging
Index
Inflation
Investment mix
Investment performance
Investment strategy
Life expectancy
Lifestyle
Lump sum
Member benefit statement
OTE
Personal contribution
Preservation
Retirement
Risk management
Salary sacrifice
SMSF
Spouse
Superannuation
Tax free threshold
Tax strategy
TFN

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Please sir, may I have some more?

Yes! You can download ALL 12 Operation Financial Literacy Modules in one huge combined PDF from the main page.